Vehicles plying outside the Geographical Area, claim out of any contractual liability, vehicles being used otherwise than in accordance with the limitations as to use, being driven by any person other than a driver as stated in the Drivers Clause, nuclear risks, liability directly or indirectly arising from nuclear weapons material are the general exceptions.
Period of the Policy
Generally annual policy is issued but at the request of insured, risks can be granted for short period.
Short Period Rates
Period ( Not Exceeding)
Annual Premium Rate
1 Week
10%
1 Month
20%
2 Months
30%
3 months
40%
4 Months
50%
5 Months
60%
6 Months
70%
7 Months
80%
8 Months
90%
Exceeding 8 Months
100%
In an increasingly insecure world, it’s better to cover your home against the risks of Fire, Flood, Storm, Earthquake, Land slide, Burglary etc.
Personal Line Insurance
Personal Line Insurance is meant to cover risks of person and property of individuals or group of individuals or liability developing upon them...
Automobile Insurance
Private Car, Two Wheeler, Commercial Vehicle, Ambulance, Construction Equipment vehicle, Agriculture & Forest Vehicle
Industrial Insurance
Industrial Insurance is another branch of non-life insurance which covers various risks faced by the industry and serves to sustain the growth of the industrial activity.