IT is a comprehensive package insurance policy . As life is full of significant chapters our products’ too match with your need. There are 7 sections –protecting your building, furniture fixtures and its contents, Jewellery & Ornaments, TV, Fridge, Washing Machine, PC even Family’s Personal Accident and Health – all in one Policy. Not to remember different dates of renewal- single date renewal for all risks-so no fear of policy lapsing.
You can enjoy sectional relief on premium by opting exceeding 4 sections .
Sections
Max. Sum Insured Optionable (Rs.)
Guards You Against
Building FurnitureFixtures
35,00000
Fire, Lighting, Explosion of gas in domestic Appliances.
Aircraft or articles dropped there from.
Earthquake, Fire and/or Shock, subsidence and Landside (including Rockslide) damage.
Flood Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado or Cyclone.
Impact damage.
Theft and Burglary
House Hold Goods
5,00000
Same as above
Jewelery and Ornaments
1,00000
Loss or damage to jewellery and valuables caused by Accident or Misfortune whilst kept in the house.
Television Set
Actual Value
Fire, lightning, explosion of gas in domestic appliances,
Aircraft or articles dropped there from
Flood, Inundation, Typhoon, Storm, Tempest,
Hurricane, Tornado and Cyclone.
Earthquake fire and/or shock.
Burglary and/or house breaking or theft.
Accidental external means
Mechanical or Electrical breakdown.
Computer Set
Actual Value
Any unforeseen sudden physical loss or damage due to any cause other than those specifically excluded, sustained during the currency of the policy to (i), The electronic equipment installation. (ii) Data carrying material
Fridge and Washing Machine
Actual Value
Any unforeseen and sudden physical damage caused by and/or solely due to mechanical and/or electrical breakdown of Fridge and Washing Machine
Personal Accident
Age Limit
5-60 Years
Table I/II/II
200000 for Self
100000 for Spouse.
50000 for each dependent kid
Bodily injury resulting solely and directly form Accident caused by external violent and visible means.
Health
Age Limit
5-60 Years
50000 to
200000
Plan A - for Individual. Plan B – for
2 Adults. Plan C – for
2 adults+1kid Plan D- for
2 adults+ 2 kids.
Entire family of four covered under a single floater sum insured.
Parents (age upto 60 years) cover is optional.
Medical Charges incurred, as a result of suffering Illness or Bodily Injury which on the advice of a Medical Practitioner requires Hospitalization; (ii) Pre-hospitalization Medical Charges for a 15 days period immediately preceding the Insured's admission to the Hospital for the illness or Bodily injury; (iii) Post-hospitalization Medical Charges incurred by the Insured for a 30-days period immediately succeeding the Insured's discharge from the Hospital for the illness or Bodily injury, Provided that the entire periods as specified in (ii) and (iii) above fall within the Period of Insurance.*
Pre-existing disease would be covered after 4 continuous claim free year.
* VAT Applicable. # Coverage for parents is optional. 15% Addl. Premium on opted PLAN for Parents. 10% addl. Premium applicable either father or mother is opted.
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In an increasingly insecure world, it’s better to cover your home against the risks of Fire, Flood, Storm, Earthquake, Land slide, Burglary etc.
Learning Zone
Learning zone is an attempt to help you understand some basic concepts of general insurance in order to identify your insurance needs... [ read more ]
Personal Line Insurance
Personal Line Insurance is meant to cover risks of person and property of individuals or group of individuals or liability developing upon them...
Automobile Insurance
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Industrial Insurance
Industrial Insurance is another branch of non-life insurance which covers various risks faced by the industry and serves to sustain the growth of the industrial activity.
