Learning zone is an attempt to help you understand some basic concepts of general insurance in order to help you identify your insurance needs and to facilitate your decision making process. General Insurance is all about protecting / covering yourself against all kind of insurable risks.
Our endeavour is to provide you conceptual knowledge on general insurance products – health insurance, motor insurance, travel insurance – to empower you to take a final decision. We have touched upon topics like why you should insure, how much insurance you need, the policies that suit you best, points to ponder while reading the fine print, identify your insurance needs etc. This is a sincere attempt to take you through the basics and to unravel the complexities of general insurance.
Every human being is exposed to various health hazards. Medical emergency can strike anyone without warning inadequate facilities in government hospitals, moreover Private hospitals are too expensive Medicines have become quiet expensive Diagnostic charges are beyond common man’s reach Specialists come at a price Health risk is a personal risk, which could arise from various factors viz.
Physical condition
Psychological condition
Accident related
Occupational related
Environment related
Life style related and
Travel related
What is the kind of medical emergency that can strike?
A medical emergency can be
Medical illness
Injury / Accident
Major illness
What impact will a medical emergency have on you and your family?
A medical emergency can result in the following:
Burn a hole in your pocket
Immediate need for medical aid
Loss of quality life
Loss of career options / income
Disrupt home life
Cause Mental trauma and incapacitation
In an increasingly insecure world, it’s better to cover your home against the risks of Fire, Flood, Storm, Earthquake, Land slide, Burglary etc.
Learning Zone
Learning zone is an attempt to help you understand some basic concepts of general insurance in order to identify your insurance needs... [ read more ]
Personal Line Insurance
Personal Line Insurance is meant to cover risks of person and property of individuals or group of individuals or liability developing upon them...
Automobile Insurance
Private Car, Two Wheeler, Commercial Vehicle, Ambulance, Construction Equipment vehicle, Agriculture & Forest Vehicle
Industrial Insurance
Industrial Insurance is another branch of non-life insurance which covers various risks faced by the industry and serves to sustain the growth of the industrial activity.
